Benefits in a Card offers the MEC (Minimum Essential Coverage) Plan, which covers 100% of wellness and preventive care when using providers in the Multiplan network. The plan includes Elixir prescription coverage for ACA-approved medications and vaccines at no cost through participating pharmacies. Covered items include common supplements, smoking cessation aids, routine vaccines, and various contraceptives, including IUDs.

Weekly Deductions:

• Employee Only: $15.91

• Employee + Spouse: $20.81

• Employee + Child(ren): $21.50

• Family: $25.84

Benefits in a Card offers the VIP (Value Indemnity Plan), providing fixed cash benefits for common medical services like doctor visits, urgent care, and lab work. This plan allows you to visit any provider and receive set payments for covered services, helping to offset out-of-pocket costs. It’s a suitable option for those seeking additional protection beyond basic preventive care.​

Weekly Deductions:

• Employee Only: $18.76

• Employee + Spouse: $35.64

• Employee + Child(ren): $31.16

• Family: $47.48

Benefits in a Card offers the Elite Indemnity Plan, providing fixed cash benefits for common medical services like doctor visits, urgent care, and lab work. This plan allows you to visit any provider and receive set payments for covered services, helping to offset out-of-pocket costs. It’s a suitable option for those seeking additional protection beyond basic preventive care.

Weekly Deductions:

• Employee Only: $27.43

• Employee + Spouse: $55.34

• Employee + Child(ren): $46.86

• Family: $73.59

Benefits in a Card offers a Dental Plan with no waiting periods and 100% coverage for preventive services like oral exams, bitewing x-rays (once every 12 months), and cleanings every six months. The plan has a $50 individual / $150 family deductible and a $750 annual maximum. Non-preventive services such as emergency dental care, FMX radiographs, extractions, and basic restorations are subject to the deductible.

Weekly Deductions:

• Employee Only: $5.40

• Employee + Spouse: $10.80

• Employee + Child(ren): $14.58

• Family: $20.52

Benefits in a Card offers a Vision Plan that includes a $10 copay for eye exams once every 12 months and a $130 allowance for frames every 24 months. Lenses are covered every 12 months with a $25 copay, or you can opt for contact lenses with a $0–$25 fitting fee and a $130 allowance for elective lenses. Coverage details apply to most in-network providers.

Weekly Deductions:

• Employee Only: $2.42

• Employee + Spouse: $4.84

• Employee + Child(ren): $6.54

• Family: $9.20

Benefits in a Card offers a Short-Term Disability Plan available to employees working 20 hours or more per week (dependents not eligible). The plan has a 7-day waiting period after a claim is filed, followed by a 90-day benefit period with coverage of up to $650 per month. Please note that pre-existing conditions are not covered.

Weekly Deduction:

• Employee Only: $4.20

Benefits in a Card offers a Behavioral Health Plan that gives you access to licensed therapists for support with issues like domestic violence, relationships, substance abuse, depression, eating disorders, and PTSD. There is no cost per visit, making it easy to get the help you need when you need it.

Weekly Deduction:

• Employee, Employee + Spouse, Employee + Child(ren), or Family: $1.53

Benefits in a Card offers a Term Life and AD&D Plan that provides a $5,000 benefit for the employee in the event of death, $2,500 for a spouse, and $2,500 for children aged 6 months to 26 years ($500 for infants 14 days to 6 months old). The plan also includes Accidental Death & Dismemberment (AD&D) coverage for employees only, with an additional $5,000 benefit for accidental death and varying payouts for accidental injuries based on severity and timing.

Weekly Deductions:

• Employee Only: $0.60

• Employee + Spouse: $0.90

• Employee + Child(ren): $0.90

• Family: $1.80

*AD&D coverage applies to Employee Only.

Benefits in a Card offers the FreeRx Program, which provides access to over 800 generic medications for both acute and chronic conditions at no cost with membership. Members can also purchase insulin at Walmart Pharmacy locations at prices up to 80% lower than standard costs. The plan includes 24/7/365 Virtual Urgent Care with board-certified physicians for non-emergency conditions.

There are no eligibility requirements, and you can enroll at any time.

Weekly Deductions:

• Employee Only: $5.99

• Employee + Spouse: $6.99

• Employee + Child(ren): $6.99

• Family: $6.99